SIP or lumpsum: which suits you?
A SIP spreads your investment over many months, while a lumpsum invests everything at once and gets more time to grow. Run both with the same return assumption to compare the outcomes.
金融计算器
使用免费在线金融计算器来估算投资回报、计算贷款还款、规划储蓄、计算利息和换算货币。
使用 12 个免费计算器规划投资、贷款和储蓄。所有计算都在您的浏览器中完成，无需注册，不使用金融数据服务，也不会存储您输入的内容。
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SIP 计算器
估算按月定投（SIP）的到期价值，可选每年递增，并提供逐年明细。
定期存款（FD）计算器
按累计或单利计算定期存款的到期金额和利息。
EMI 月供计算器
查看房贷、车贷和个人贷款的月供、总利息及完整还款计划表。
一次性投资计算器
查看一笔一次性投资在预期年回报下可能增长到多少。
货币换算器
使用您自己输入的汇率换算货币。不使用任何实时汇率服务。
复利计算器
计算复利，可选定期追加投入，并支持任意复利频率。
零存整取（RD）计算器
按您的复利方式估算每月存款的到期价值和利息。
PPF 计算器
用可编辑的利率假设和存入时间，估算类似 PPF 的年度储蓄。
SWP 计算器
规划从投资中每月提取的金额，查看可持续多久以及剩余多少。
CAGR 计算器
计算起始值与终值之间的复合年增长率。
通货膨胀计算器
查看假设的通胀率如何推高未来成本并降低购买力。
退休计算器
估算所需退休资金，预测您的储蓄，并查看弥补缺口所需的每月投资。
Related financial guides
How an EMI works
Every EMI is part interest and part principal. Early EMIs are mostly interest, and the principal share grows over time. A longer tenure lowers the EMI but raises the total interest.
FD, RD and PPF: choosing a savings option
An FD locks a lump sum for a fixed time, an RD builds savings through monthly deposits, and PPF is a long-term government-backed scheme with a lock-in. Rates and tax rules change, so always check current terms.
Inflation, CAGR and retirement planning
Inflation reduces what money can buy. CAGR shows the smoothed yearly growth of an investment. The retirement calculator combines both with your savings. All three rely on assumptions you can change.
Frequently asked questions
Are these financial calculators free?
Yes. They are free to use and need no sign-up.
Are the results accurate?
They apply standard formulas to the numbers you enter. Real products can differ because of fees, taxes, day-count rules and changing rates, so treat every result as an estimate.
Is my data stored or sent anywhere?
No. Every calculation runs in your browser. The figures you type are not uploaded, stored or shared, and no financial data service is used.
Does the currency converter use live exchange rates?
No. It uses no exchange-rate service. You enter your own rate, or use an indicative reference rate when one is shown together with its date.
All results are estimates for information only and are not financial advice.